EMV® Secure Remote Commerce

EMV® Secure Remote Commerce (SRC) offers an approach to promote security and interoperability within the card payment experience in a remote payment environment.

EMV® SRC will facilitate checkout through information stored and managed by an SRC System (e.g. payment network) and SRC System Participants (e.g. issuers and merchants).

EMVCo is defining the specification that enables a merchant to obtain a consistent, secure payload of customer payment information that establishes card validity and can therefore be used to facilitate authorisation through existing channels.

When finalised, it is expected that v1.0 of the EMV® SRC Specification will:

  • Define interfaces to allow for secure exchanges of payment data across participants in the digital commerce environment.
  • Accommodate options for using dynamic data, such as cryptograms or other transaction unique data, to enhance the security of payment transactions on a merchant’s SRC enabled website, mobile app or other e-commerce platform.
  • Enable compatibility with other technologies such as EMV® Payment Tokenisation and EMV® 3-D Secure.
  • Facilitate consumer recognition of a common user experience, indicated by an SRC Mark, which conveys to a consumer that a merchant’s e-commerce environment is enabled for EMV® SRC.

This work is being developed with input from industry participants and will be available to all parties on a royalty-free basis from the EMVCo website once published.

Resources

EMV® SRC Frequently Asked Questions

In this Frequently Asked Question document, readers can learn more about the objectives of the EMV® SRC framework and specification, and the role of EMVCo and the wider payments community in their development.

EMV® Secure Remote Commerce Presentation with Audio

In this presentation, recorded in October 2018, Brian Byrne, EMVCo Director of Operations, provides an overview of EMV® Secure Remote Commerce (SRC). Listeners will receive insight into the current industry challenges that it addresses, and the benefits for merchants, card issuers, payment networks, consumers and other stakeholders.

EMV® Secure Remote Commerce Presentation

This presentation provides an overview of EMV® Secure Remote Commerce (SRC). It offers insight into the current industry challenges that it addresses, and the benefits for merchants, card issuers, payment networks, consumers and other stakeholders.

Trademark & Assets

EMV® Trademark Usage Guidelines

These guidelines define acceptable use for the EMV® Mark in printed and on-screen applications.