EMV^® Secure Remote Commerce

EMV^® Secure Remote Commerce (SRC) is a set of specifications developed by EMVCo that enable the creation of a ‘virtual payment terminal’. It provides a foundation that will enable industry solutions for the processing of e-commerce transactions in a consistent, streamlined fashion across a variety of remote-checkout environments and consumer devices, including smartphones, tablets, PCs and other connected devices.

The EMV^® SRC Specifications:

• Define interfaces to allow for secure exchanges of payment data across participants in the remote commerce environment.
• Accommodate options for using dynamic data, such as cryptograms or other transaction unique data, to enhance the security of payment transactions on a merchant’s SRC-enabled website, mobile app or other e-commerce platform.
• Enable compatibility with other technologies such as EMV^® Payment Tokenisation and EMV^® 3-D Secure.
• Provide an API Specification and SDK Specification to support common integration.
• Facilitate consumer recognition of a common user experience, indicated by a payment icon , which signals to a consumer that EMV^® SRC is being used as a foundation to process card-based payment transactions in remote-checkout environments.
• Provide UI Guidelines and Requirements.

The EMV^® SRC Specifications were developed with input from industry participants and are available to all parties on a royalty-free basis from the EMVCo website.