EMV® Secure Remote Commerce

The EMV® Secure Remote Commerce (SRC) Specifications enable a common consumer e-checkout that promotes simplicity, familiarity, interoperability convenience and trust.

Consumer-facing solutions and programmes based on the EMV® SRC Specifications can be described as Click to Pay. This universal description enables ease of recognition for consumers, and signals that a consumer can confidently transact through an easy e-checkout, regardless of the payment card, digital channel or device they use.

The corresponding icon , described as the Click to Pay icon, signals availability at participating merchants. Alternatively, Click to Pay will be used in text as descriptive language if an e-merchant is unable to visually display the icon.

The EMV® SRC Specifications:

  • Define interfaces to allow for secure exchanges of payment data across participants in the remote commerce environment.
  • Accommodate options for using dynamic data, such as cryptograms or other transaction unique data, to enhance the security of payment transactions on a merchant’s SRC-enabled website, mobile app or other e-commerce platform.
  • Enable compatibility and interoperability with other technologies such as EMV® 3-D Secure and EMV® Payment Tokenisation.
  • Provide an Application Programming Interface (API) Specification and Java Script Software Development Kit (SDK) Specification to support common integration.
  • Facilitate consumer recognition of a common user experience, indicated by the payment icon , which signals to a consumer that EMV® SRC is being used as a foundation to process card-based payment transactions in remote-checkout environments.
  • Provide User Interface Guidelines and Requirements.

The EMV® SRC Specifications were developed with input from industry participants and are available to all parties on a royalty-free basis from the EMVCo website.

Resources

EMV® SRC Specifications: Frequently Asked Questions

In this Frequently Asked Question document, readers can learn more about how the EMV® SRC Specifications enable a common consumer e-checkout that promotes simplicity, familiarity, interoperability convenience and trust.

Specification Overview – EMV® SRC Specifications

This document provides a high-level overview of the EMV® SRC Specifications.

EMV® SRC Understanding the Basics Webinar

EMVCo hosted a free-to-attend webinar to provide an introduction to EMV® SRC, what it is, why it is needed, and how it could be implemented.

Webcast: What is EMV® Secure Remote Commerce?

In the first in our series of short webcasts on EMV® Secure Remote Commerce (SRC), Jorge Vargas from the EMVCo SRC Working Group provides a brief introduction to SRC, what it is and why it is needed.

EMV® Secure Remote Commerce and W3C Web Payment Specifications

Learn more about the synergies, understand the differences and find out what’s next.

Click to Pay Demo

This demo offers an introduction into how a Click to Pay solution, based on the EMV® SRC Specifications, may appear once implemented. It shows card enrollment, checkout with a one-time passcode, and a frictionless purchase.

Trademark & Assets

EMV® Trademark Usage Guidelines

These guidelines define acceptable use for the EMV® Mark in printed and on-screen applications.