EMV® Secure Remote Commerce

The EMV® Secure Remote Commerce (SRC) Specifications enable a common consumer e-checkout that promotes simplicity, familiarity, interoperability convenience and trust.

Consumer-facing solutions and programmes based on the EMV® SRC Specifications can be described as Click to Pay. This universal description enables ease of recognition for consumers, and signals that a consumer can confidently transact through an easy e-checkout, regardless of the payment card, digital channel or device they use.

The corresponding icon , described as the Click to Pay icon, signals availability at participating merchants. Alternatively, Click to Pay will be used in text as descriptive language if an e-merchant is unable to visually display the icon.

The EMV® SRC Specifications:

  • Define interfaces to allow for secure exchanges of payment data across participants in the remote commerce environment.
  • Accommodate options for using dynamic data, such as cryptograms or other transaction unique data, to enhance the security of payment transactions on a merchant’s SRC-enabled website, mobile app or other e-commerce platform.
  • Enable compatibility and interoperability with other technologies such as EMV® 3-D Secure and EMV® Payment Tokenisation.
  • Provide an Application Programming Interface (API) Specification and Java Script Software Development Kit (SDK) Specification to support common integration.
  • Facilitate consumer recognition of a common user experience, indicated by the payment icon , which signals to a consumer that EMV® SRC is being used as a foundation to process card-based payment transactions in remote-checkout environments.
  • Provide User Interface Guidelines and Requirements.

The EMV® SRC Specifications were developed with input from industry participants and are available to all parties on a royalty-free basis from the EMVCo website.

Resources

EMV® SRC Specifications: Frequently Asked Questions

In this Frequently Asked Question document, readers can learn more about how the EMV® SRC Specifications enable a common consumer e-checkout that promotes simplicity, familiarity, interoperability convenience and trust.

Specification Overview – EMV® SRC Specifications

This document provides a high-level overview of the EMV® SRC Specifications.

EMV® SRC Understanding the Basics Webinar

EMVCo hosted a free-to-attend webinar to provide an introduction to EMV® SRC, what it is, why it is needed, and how it could be implemented.

Webcast: What is EMV® Secure Remote Commerce?

In the first in our series of short webcasts on EMV® Secure Remote Commerce (SRC), Jorge Vargas from the EMVCo SRC Working Group provides a brief introduction to SRC, what it is and why it is needed.

EMV® Secure Remote Commerce and W3C Web Payment Specifications

Learn more about the synergies, understand the differences and find out what’s next.

Trademark & Assets

EMV® Trademark Usage Guidelines

These guidelines define acceptable use for the EMV® Mark in printed and on-screen applications.