EMV® Secure Remote Commerce

EMV® Secure Remote Commerce (SRC) is a set of specifications developed by EMVCo that enable the creation of a ‘virtual payment terminal’. It provides a foundation that will enable industry solutions for the processing of e-commerce transactions in a consistent, streamlined fashion across a variety of remote-checkout environments and consumer devices, including smartphones, tablets, PCs and other connected devices.

The EMV® SRC Specifications:

  • Define interfaces to allow for secure exchanges of payment data across participants in the remote commerce environment.
  • Accommodate options for using dynamic data, such as cryptograms or other transaction unique data, to enhance the security of payment transactions on a merchant’s SRC-enabled website, mobile app or other e-commerce platform.
  • Enable compatibility with other technologies such as EMV® Payment Tokenisation and EMV® 3-D Secure.
  • Provide an API Specification and SDK Specification to support common integration.
  • Facilitate consumer recognition of a common user experience, indicated by a payment icon , which signals to a consumer that EMV® SRC is being used as a foundation to process card-based payment transactions in remote-checkout environments.
  • Provide UI Guidelines and Requirements.

The EMV® SRC Specifications were developed with input from industry participants and are available to all parties on a royalty-free basis from the EMVCo website.


EMV® SRC Frequently Asked Questions

In this Frequently Asked Question document, readers can learn more about the objectives of the EMV® SRC Specifications and payment icon, and the role of EMVCo and the wider payments community in their development.

EMV® SRC Education Session

This is a recording of the EMVCo Education Session on EMV® SRC, held on 2 May 2019 during ETA TRANSACT in Las Vegas.

Specification Overview – EMV® SRC

This document provides a high-level overview of the EMV® SRC Specifications.

EMV® SRC Understanding the Basics Webinar

EMVCo hosted a free-to-attend webinar to provide an introduction to EMV® SRC, what it is, why it is needed, and how it could be implemented.

Webcast: What is EMV® Secure Remote Commerce?

In the first in our series of short webcasts on EMV® Secure Remote Commerce (SRC), Jorge Vargas from the EMVCo SRC Working Group provides a brief introduction to SRC, what it is and why it is needed.

Webcast: What is the EMV® Secure Remote Commerce (SRC) payment icon?

In this webcast, Karlie Alms, Chair of the EMVCo Marks Management Task Force provides a bite-sized introduction to the EMV® Secure Remote Commerce (SRC) payment icon and why it’s needed. Karlie explains how the icon facilitates easy consumer recognition of remote-checkout environments that use the EMV® SRC Specifications.

EMV® Secure Remote Commerce and W3C Web Payment Specifications

Learn more about the synergies, understand the differences and find out what’s next.

Trademark & Assets

EMV® Trademark Usage Guidelines

These guidelines define acceptable use for the EMV® Mark in printed and on-screen applications.