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Mobile EMV®

As mobile devices become indispensable to the vast majority of the global population, mobile payment is also rapidly gaining traction. This includes mobile devices augmenting or replacing contactless cards as well as an increasing number of mobile devices, with, or without, attachments for card reading and PIN entry, replacing traditional counter based POS devices. In addition to mobile contactless, there is also a growing adoption of optical capture solutions for payment which lend themselves to mobile payment as well as remote commerce using mobile devices.

FAQs

Q: Are wearables that make payments (watches, fitness bands etc.) also considered to be mobiles?

A: EMVCo has created a type approval process for wearables. Devices may also be submitted for approval as mobile or cards.

Q: Does the certification of level 1 for mobile devices differ from traditional cards and POS (4cm read range)?

A: EMVCo has published a white paper on recommendations for how a wallet should manage payment cards (Payment Card Manager Whitepaper); however Security requirements for the storage of credentials are the only requirements EMVCo has for mobile wallets.

Q: Does EMVCo have requirements for how mobile wallets are expected to behave?

A: Security requirements for the storage of credentials are the only requirements EMVCo has for mobile wallets.

Get Involved

EMVCo began work on mobile payment in 2008. Since that time mobile payment has become more mainstream, and consequently much of mobile contactless payment now falls into EMVCo’s contactless technology scope. While EMVCo still has a strong interest in mobile, most of the mobile-specific efforts in EMVCo are directed toward maintaining the current documentation and answering related questions. If you have mobile-specific questions or topics that you think that EMVCo should be investigating, please submit these through the Query system. Additionally, becoming a Subscriber or Associate will give you an insight to the mobile-related work EMVCo intends to engage in moving forward.

See ways to participate