Talking Payments with EMVCo is a quarterly podcast that provides listeners with detailed insights into current EMVCo activity and what’s happening in the wider payments industry. It provides a platform for dialogue with EMVCo experts and partners on how EMV® Specifications are evolving to support the payments community, and offers an opportunity for those using EMV technology to get to know some of the people behind the work.

Episode 6: EMV® Chip: Evolution, Security & Approvals

In the latest episode of Talking Payments with EMVCo, we explore the role and history of EMV® Chip and chart its evolution into a technology now found in 12 billion payment cards worldwide. We hear from Michael Ward, Chair of the EMVCo Security Working Group, on how and why EMVCo is bringing Elliptic Curve Cryptography to chip-based payments; learn more about the EMV Contactless Kernel specification in development; and hear from Jonathan Main, Chair of the EMVCo Board of Managers, about the evaluation and approvals process that EMVCo oversees, including Level 1 and Level 2 testing.

Episode 5: 2021 in review and looking to 2022

2021 was another year of change and transition for payments. The ongoing impact from the pandemic has resulted in a continuous shift towards touchless payments in-store and an acceleration in the growth of online purchases.

EMV® specifications remain integral to online and offline commerce. Its contactless specifications continue to enable a safe, touch free option when in store. EMVCo has also made significant enhancements to the EMV 3-D Secure specifications to enable seamless and secure transactions. The organisation is also working to standardise emerging payment types such as QR Code and wireless technologies.

In the latest episode of Talking Payments with EMVCo, Simon Kleine (Director of Communications), Brian Byrne (Director of Engagement and Operations) and Bastien Latge (EMVCo Technology Consultant) explore some of EMVCo’s most significant initiatives from 2021, and how they will continue to enhance reliable and convenient payments. We also hear from Jianhua Ni, Chair of the EMVCo Board of Managers, to discuss how EMVCo has evolved in response to another year of transition in payments.

Episode 4: EMV® 3DS 2.3: Fighting Fraud and Friction

Fighting payment fraud and checkout friction is key to businesses delivering a safe and convenient e-commerce experience for their customers.

EMV® 3-D Secure (EMV 3DS) provides a way to identify fraudulent card payments more quickly and accurately, so that issuers and e-commerce merchants can prevent fraud without disrupting the purchase process, and consumers can expect a safe and easy checkout experience every time.

In October 2021, EMVCo released the latest version of the specification – EMV 3DS 2.3 – to improve fraud fighting capabilities for issuers, acquirers and merchants and optimise the consumer payment experience across e-commerce channels and devices.

In the fourth episode of Talking Payments with EMVCo, Simon Kleine (Director of Communications), Brian Byrne (Director of Engagement and Operations) and Bastien Latge (EMVCo Technology Consultant) explore the evolution of the EMV 3DS Specifications, and how it helps fight e-commerce fraud and checkout friction to support safe and convenient online shopping. Simon also speaks with EMV 3DS Working Group chair, Elint Chu, to understand the latest enhancements in more detail.

Episode 3: EMV® QR Code™ Payments: Supporting Fast, Touchless Transactions Worldwide

Accelerated by the pandemic, in-store consumer payment preferences have shifted towards touchless options. One solution experiencing growth in recent years is QR Codes, which have increasingly been used to initiate fast and easy touchless mobile payments at the point-of-sale.

In the latest episode, Simon Kleine (Director of Communications), Brian Byrne (Director of Engagement and Operations) and Bastien Latge (Director of Technology) explore the rise of QR Code payments and how the EMV® QR Code Specifications enable quick, reliable and trusted transactions for both merchants and consumers. Bastien also speaks to Johan Buitendag, Strategy and Research Manager at the Payment Association of South Africa, to learn about the development of QR Code payments in the region.

Episode 2: How to Realise the Potential of Online Commerce

As global economies increasingly digitalise, with profound shifts in consumer behaviour and the ongoing impact of the pandemic, the payments industry is seeing rapid and unprecedented growth in the number and diversity of online transactions.

In the second episode of Talking Payments with EMVCo hosted by Simon Kleine (Director of Communications), Brian Byrne (Director of Engagement and Operations) and Bastien Latge (Director of Technology) discuss the challenges and opportunities posed by the growth of online commerce, and how EMV® Specifications have evolved beyond EMV chip to enable reliable and convenient online payments globally.

Episode 1: 2021 and Beyond ...

In this first episode, EMVCo’s Director of Communications, Simon Kleine, speaks with Brian Byrne, EMVCo’s Director of Engagement and Operations, and Bastien Latge, EMVCo’s Director of Technology, to find out more about EMVCo’s plans for 2021 and the near future. They also look at the impact of the COVID-19 pandemic and the resulting growth of contactless and remote transactions.