In the latest episode of Talking Payments with EMVCo, we explore the role and history of EMV® Chip and chart its evolution into a technology now found in 12 billion payment cards worldwide. We hear from Michael Ward, Chair of the EMVCo Security Working Group, on how and why EMVCo is bringing Elliptic Curve Cryptography to chip-based payments; learn more about the EMV Contactless Kernel specification in development; and hear from Jonathan Main, Chair of the EMVCo Board of Managers, about the evaluation and approvals process that EMVCo oversees, including Level 1 and Level 2 testing.