Working Groups

EMVCo has established several working groups and testing groups to carry out the organisation's work

Secure Remote Commerce (SRC) Working Group

The SRC Working Group defines, develops and enhances the EMV® SRC Specifications, engaging with a range of stakeholders to capture and reflect industry requirements.

3-D Secure (3DS) Working Group

The 3DS Working Group defines, maintains and enhances EMV® 3DS online authentication specifications and related materials. Works with EMVCo Working Groups and outside industry bodies to define the 3DS infrastructure and establish security requirements.

3DS Testing Group

The 3DS Testing Group defines, develops and maintains the testing process for EMV® 3DS solutions, including the test plan and managing the test platform.

Tokenisation Working Group

The Tokenisation Working Group maintains and enhances the EMV® Payment Tokenisation Specification. This includes working with EMVCo Working Groups and outside industry bodies to define acceptance infrastructures and establish security requirements.

Level 1 Working Group

The Level 1 Working Group delivers a range of activities to support and advance the physical hardware capabilities of a payment card or device, ensuring the specifications support electro-mechanical components.

Level 2 Working Group

The Level 2 Working Group delivers a range of activities to support and advance the software or firmware interactions between the card and terminal, specifically driven on the terminal side by a component called the ‘EMV® Kernel’.

Level 3 Testing Group

The Level 3 Testing Group works to align and develop a series of processes to validate the integration of an EMV® payment or cash dispensing terminal with any merchant or bank system to ensure end-to-end transaction acceptance.

Security Working Group

The Security Working Group supports and maintains the specifications and guidelines related to security and assess long-term security requirements.

Security Evaluation Working Group

The Security Evaluation Working Group defines, maintains and enhances security evaluations for integrated circuits, Platforms, Common Payment Application and Common Core Definition products. This also includes software-based mobile payment activities.

Card Approval Working Group

Card Approval Working Group defines, develops and maintains the testing process for payment cards, including mobile products and other media.

Terminal Approval Working Group

The Terminal Approval Working Group defines, develops and maintains the testing process for payment acceptance terminals, including mobile products and other media.

Interoperability Working Group

The Interoperability Working Group researches and analyses reported interoperability issues to ensure they are contained and effectively addressed.

QR Code Task Force

The QR Code Task Force maintains and enhances EMV® QR Code Specifications and Merchant Presented QR Code guidance and examples to meet market needs. Collaborates with TAWG to update testing platform according to new specification bulletins. Responds to queries on EMV® QR Code specifications and interoperability.

Marks Management Task Force

Marks Management Task Force responsible for managing the registration, management and enforcement strategy for all marks owned by EMVCo.