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Card & Mobile

Acceptance Device

3-D Secure

Security Evaluation

Level 3

Overview

For Review

All Specifications

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Overview
Overview

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EMVCo collaborates with technical bodies and regulators to develop EMV® Specifications.

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Ways to Participate

The work that EMVCo does today sets the foundations for the evolution and innovation of the payment ecosystem. Close collaboration with the payments community is crucial in adapting and advancing the EMV® Specifications.

Stakeholder contributions have shaped the EMV offering and helped EMVCo to establish a payment infrastructure that delivers trusted and convenient payments for merchants and consumers worldwide. Direct involvement from a range of industry players offers strategic direction and technical insight that helps drive EMV Specifications forward to support technology innovations, address the needs of different retail and geographical ecosystems, and meets changes in consumer payment behaviours and preferences.

EMVCo has six members – American Express, Discover Network, JCB, Mastercard, UnionPay, and Visa – who have a recognised and shared responsibility for the reliability and security of payment transactions and the technology infrastructure that makes them possible. They collaborate with more than a hundred organisations – including merchants, issuers, acquirers, payment networks, financial institutions, manufacturers, technology providers and testing laboratories – who contribute their knowledge and expertise to the development of EMV Specifications.

Participant - Associate

EMVCo Associates can contribute their knowledge and expertise to shape the development of EMV Specifications. Within this participation structure, EMVCo also has dedicated categories for merchants, industry groups, new initiatives, and start-ups.

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Participant - Subscriber

EMVCo Subscribers can receive notice of pending EMV Specification developments and participate in a formal dialogue with EMVCo.

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Types of EMVCo Events

EMVCo hosts several meetings annually to facilitate productive engagement and networking opportunities with industry peers to discuss key topics. Locations are rotated worldwide to ensure global, regional and national participation across the payment community.

  • Board of Advisor Meetings. EMVCo Associates on the Board of Advisors engage in the strategic direction of EMVCo.
  • Technical Meetings. EMVCo Associates share technical input on the specification development activity.
  • Special Interest Meetings. EMVCo Associates alongside relevant and invited EMVCo Subscribers review and validate the business rationale and technical considerations driving new initiatives and major updates.
  • EMV User Meeting. EMVCo Associates and Subscribers receive a high-level insight into EMVCo’s mission, structure and technical priorities.
Testimonials

As an EMVCo Associate, we saw clear opportunities to contribute to the development of global specifications that promote seamless and secure payments worldwide. We look forward to continued and productive collaboration with EMVCo.

Microsoft

As EMVCo Associates, we saw real benefit in joining EMVCo’s Board of Advisors and thereby engaging in the strategic direction of EMVCo and in the approval of EMV® Specifications for official publication. EMVCo aims to enable seamless and secure card-based payments for businesses and consumers worldwide. Given that global focus, the EMVCo Board of Advisors needs input from institutions that are global or can represent specific regions. On behalf of the Australian payments ecosystem, we see this involvement as really important in creating confidence in payments.

Australian Payments Network

EMVCo as an organisation has set the standard for effective and global industry collaboration […] and has made the seamless and secure payment experience we know today possible.

Infineon Technologies

EMVCo e-commerce payment specifications are fundamental to our business at Arcot, Broadcom's Payment Security Division. As a global leader in e-commerce fraud prevention, our participation in the EMVCo Associates Programme ensures we stay ahead of emerging specifications, helps us shape their development, and enables us to collaborate with key leaders in our industry.

Arcot by Broadcom

As an active participant of the EMVCo Board of Advisors and EMVCo Associate, G+D Netcetera values EMVCo as a unique platform to shape the future of card-based payments. It provides early visibility into future developments, enabling us to contribute our real-world implementation experience into the specification development process. Being part of that conversation together with the payment networks, industry leaders and partners is something G+D Netcetera takes seriously and is genuinely proud of.

G+D Netcetera

As a payment products and solutions provider, we appreciate our continued participation in the EMVCo Technical Associate Program. Being a Board of Advisors participant and active Associate since the program’s creation, we appreciate the opportunity to contribute our technical expertise, collaborate with industry stakeholders, and help shape the future of secure and interoperable payment technologies. Our continued participation reinforces our commitment to driving innovation, contributing to approval processes, strengthening global specifications, and delivering trusted payment solutions for the benefit of the entire payment ecosystem.

Ingenico
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More than a hundred organisations – including merchants, issuers, acquirers, payment networks, financial institutions, manufacturers, technology providers and testing laboratories – contribute their knowledge and expertise to the development of EMV Specifications.