The Board of Managers, under guidance and direction of the Executive Committee, governs EMVCo. The Executive Committee, in turn, receives input from the EMVCo Advisors on business and strategic issues. The organisation has established several groups to carry out the work of EMVCo. The Board assigns work items, functions and responsibilities to these groups as appropriate.
EMVCo’s structure delineates responsibilities between a Specification Unit, Security Unit, Testing Units, and Functional Operations Unit.
The groups in the Specification Unit are responsible for specification writing and establishing Security Requirements. The Security Unit is responsible for the Security assessment processes and associated operational processes, with the support of experts and of the Security Evaluation Secretariat. The Testing Unit groups are responsible for the Testing and Approval test plans and associated processes. The Functional Operational Unit is responsible for the day-to-day operational activities (registration, first level of support, operational tool qualification, etc.). Secretariats work closely with the Testing and Functional Units.
The Director of Operations supervises the EMVCo business and legal activities, whereas the Director of Technology oversees EMVCo Technical activity.
Christian Aabye is a member of the EMVCo Board of Managers, representing Visa. He is also an active participant in EMVCo’s 3-D Secure Task Force along with several other EMVCo initiatives.
Christian currently serves as Senior Director, Risk & Authentication Products. Within this role, Christian oversees the management of Visa’s specifications for payment instruments, including contact and contactless card and terminal products, mobile payment implementations, and 3-D Secure specifications.
Christian has worked in the payments industry for 23 years, the last 15 years with Visa.
Within American Express, Robert Burns is a Director of Global Advanced Payments Technology.
In this role he is responsible for EMV® and related chip-based advanced payments products, technical specifications, standards and architecture. His team also designs and supports chip product compliance testing procedures and new chip product developments and deployments. He has been involved in the area of chip technology for payment products for the past 20 years.
Robert graduated in the UK and has a Bachelor of Science from the University of Leicester and a Master’s from the University of Leeds.
Kozaburo Kamimura is a member of the EMVCo Board of Managers, representing JCB.
Within JCB, Kozaburo Kamimura currently serves as the Senior Vice President of Brand Infrastructure & Technologies Department. His current focus is on certification and implementation of JCB’s contact and contactless cards and mobile solutions. He has been involved in the payment industry more than 20 years with JCB.
Kozaburo Kamimura holds a BA in Economics from Hiroshima University in Japan.
Jonathan Main is a member of the EMVCo Board of Managers, representing Mastercard.
Jonathan is currently a Business Leader in the EMV® and Digital Devices group in Mastercard, which is responsible for the development of EMV® related specifications and products. Jonathan has worked in the field of mobile commerce for 20 years, and during that time has been involved in many industry and standards bodies developing specifications related to mobile commerce.
Jonathan holds degrees in Electronic Engineering and Mathematical Sciences from the University of Adelaide in Australia.
Cheryl Mish is a member of the EMVCo Board of Managers, representing Discover.
Within Discover, Cheryl serves as the security lead in the Research and Development Technology team. Cheryl is a subject matter expert on payment security and is responsible for the security of new technology developments, along with the company’s security evaluation processes. Cheryl previously held positions in payment security within the network, issuer and IT teams. She also represents Discover in other security standard bodies groups.
Cheryl studied at the George Washington University School of Business. She is also a Certified ScrumMaster and a member of International Association of Financial Crime Investigators.
Jianhua Ni is a member of the EMVCo Board of Managers, representing China UnionPay.
Jianhua currently serves as Technical Director within UnionPay. In this capacity, he is responsible for payment technology and specifications development, and represents UnionPay in EMVCo and other international technical bodies. Jianhua has over 15 years of experience within the payments and mobile industries. Prior to joining UnionPay, he served various technical, consulting and management roles at NXP and UL, where he acquired extensive expertise in such segments as mobile technologies, payment-related specifications development, testing and certification, etc.
Jianhua holds a Master’s degree in Engineering from the University of Shanghai for Science and Technology.
Jeff Owenson is a member of the EMVCo Board of Managers, representing Discover. He also serves on the Tokenisation Working Group and the Associates Programme Task Force.
Jeff is currently a Sr. Principal in the Global Payments Innovation division where he represents Discover on industry and standards bodies. Jeff previously managed the Global Fraud Risk Management and Global EMV® Deployment teams for Discover Network.
Jeff holds Finance and MIS degrees from the University of Iowa and a Master’s of Science from DePaul University in Chicago. Jeff is also a Certified Fraud Examiner.
Jack Pan is a member of the EMVCo Board of Managers, representing China UnionPay. He also serves on the EMVCo Executive Committee.
Jack is currently leading the emerging technology teams and related activities within UnionPay. He has been closely involved in the chip and mobile payment industry throughout his career spanning across Citibank, Visa and Watchdata before joining UnionPay.
Jack graduated with a Ph.D. degree in Computer Engineering from University of Southern California in Los Angeles, U.S.A.
Sophie Rainford is a member of the EMVCo Board of Managers, representing American Express.
Within American Express, Sophie currently serves as Director, Industry Engagement and Strategy. Sophie began her career in payments 12 years ago at American Express, and is an industry expert in EMV®, contactless and mobile technologies.
She holds a MSc in Human Centered Design from the University of Sussex, England and a BA in Computer Science and Philosophy from the University of Kent, England.
Mark Rigby currently serves as Chair of the EMVCo Board of Managers, representing Visa. He also represents Visa on the EMVCo Executive Committee.
Mark currently serves as Senior Director, Global Risk & Authentication Products. Within this role Mark oversees the strategy, policy and new product & service development for Visa’s contact and contactless card products, as well as leading licensing activities for Visa’s chip assets.
Mark has worked in the payments industry for 20 years, with JCB, then Visa in Europe and the US.
Patrik Smets is a member of the EMVCo Board of Managers, representing Mastercard.
Patrik is currently a VP, Design & Specifications in the EMV® and Digital Devices group in Mastercard, which is responsible for the development of EMV® related specifications and products on cards, mobiles and terminals.
Patrik has worked for around 10 years on hardware and software design, mostly around telecommunications, before moving into electronic payment systems in the late 90’s.
Patrik graduated as Electro-Mechanical Engineer at the KU Leuven with a Masters in Telecommunications Systems.
Junya Tanaka is a member of the EMVCO Board of Managers, representing JCB. He also serves on the EMVCo Executive Committee and acts as Chair for the Interoperability Working Group.
Within JCB, Junya currently serves as Executive Vice President, Brand Infrastructure & Technologies. He currently oversees the strategy planning, product development and market implementation of products based on EMV® related specifications, including contact and contactless chip, mobile payments, and digital commerce.
Junya holds a BA in Policy Management from Keio University in Japan.
Brian Byrne is the Director of Engagement and Operations for EMVCo. His responsibilities include leading EMVCo’s industry engagement strategy, optimising relationships with Associates, Subscribers, Regulators and other key external stakeholders, and overseeing day-to-day EMVCo business activity.
Brian is a payments veteran with close to 30 years’ experience in a variety of roles. Before taking on his current position Brian led the Product Acceptance function for Visa Inc. Prior to this Brian spent five years in the Visa Chip team where his remit included being Visa’s primary representative on the EMVCo Board of Managers. Brian helped steer EMVCo through a number of organisational changes including the addition of new equity members and the creation of the EMVCo Associates Programme.
Brian holds an MBA (Honours) from San Francisco State University and a Bachelor of Commerce from the University of Queensland.
Simon Kleine is Director of Communications at EMVCo with responsibility for developing and delivering its communications strategy and programme. Simon works with EMVCo’s Board of Managers and across its technical working groups to optimise engagement with existing stakeholders and educate external audiences about the vital role EMVCo plays in payment interoperability and security.
With a corporate communications career that spans more than 30 years, Simon has dedicated over half of this to delivering strategic communication programmes in the global payment sector and has held leadership positions at American Express, Visa and Western Union. Before entering the payments industry, he worked in communications in the retail and consumer goods industries.
Prior to joining EMVCo, Simon managed his own communications and business development consultancy working with banks, payment, fintech and financial services companies. He has also worked in senior roles at global PR consultancies, serving clients across a range of industries.
Simon graduated from Warwick University in England with a BA Hons degree in Politics.
As Director of Technology, Bastien Latge balances his time between critical EMVCo priorities. Central to his role is the oversight of technical developments across EMVCo’s working groups and activities related to evaluations, testing and approvals. Bastien also represents EMVCo in its liaison work with other technical bodies (to ensure effective collaboration and industry alignment in EMVCo’s technical matters), and the evolution of technical initiatives for the organisation.
With his proven expertise within the payments industry, Bastien held a number of different positions linked to Strategy, Product Development and Marketing in the areas of payment (Contact, Contactless, Software Security, Cards, Terminals, etc), as well as other segments including Identity & Access Control and transportation.
Karen Shunk is the Manager of Operations for EMVCo. Working with the Director of Engagement and Operations, Karen coordinates day-to-day operational management of EMVCo as well as supporting Associate engagement and other stakeholder activity to ensure the smooth administration of the tech body.
Karen has extensive experience managing and directing operations within industry bodies. She joins EMVCo from the Object Management Group (OMG), where she held the position of Director, Technology Programs. Prior to this, Karen worked for the National Retail Federation (NRF) based in Washington DC, delivering a range of business and project management activities before being appointed as the Vice President, Standards for the Association for Retail Technology Standards (ARTS), the technology standards division of the NRF.
Karen holds Master’s in International Affairs from George Washington University and a Bachelor of Arts in French and German Language and Literature from San Francisco State University.