CPA Approval Process

This summary describes the standard process for the approval of a new CPA product. Specific processes may apply for a product change, a derivative product submission, or a product renewal. These additional processes are described in the administrative process.

Obtain the detailed CPA Administrative process

Obtain the card type approval update bulletins

Obtain the detailed Security Evaluation process

Obtain the CPA reference specification and bulletins

Obtain the CPS reference specification

Obtain the specification bulletins

Step 1: Registration

The Integrated Circuit (IC) provider and the product provider shall:

• fill out the Registration form
• download and submit a Business Review form to EMVCo.

Once EMVCo receives and accepts the forms, the IC and product provider will receive a contract. Once the contract is signed, EMVCo will assign both a registration number and a product provider registration number.  Registration is a one-time process.

Registration Form

Obtain the Business Review Form

Step 2: Product Declaration

The product provider shall select a laboratory and execute bilateral, required agreements and contracts. The product provider shall complete an Implementation Conformance Statement (ICS) document in which it provides detailed information about the product and supported features. The laboratory will validate and submit the ICS to EMVCo for verification.

The product provider shall also select a laboratory to perform a Security Evaluation of the card product.

Obtain the CPA ICS Form

Obtain the list of EMV accredited laboratories for CPA testing

Obtain the list of EMV accredited laboratories for card security evaluation

Step 3: Product Validation

Once EMVCo has accepted the ICS, CCD Level 1 and CCD and CPA Level 2 testing may be performed. The test results are documented in test reports that are submitted by the laboratory to the product provider. The security evaluation of the card product is also performed, with results being sent to the product provider.

Obtain the CPA Card Images Requirement Specification

Obtain the activation and deactivation date of the test cases

Step 4 (conditional): Audit the Additional CPA Functionalities

If the CPA product also supports additional CPA functionalities, the product provider shall select an EMVCo-qualified auditor, which will perform an evaluation to determine that (1) the additional CPA functionalities are correctly implemented and (2) they do not impact the CPA behavior.

Obtain the list of EMV accredited auditor for CPA

Obtain the Request for Additional CPA Functions Review

Step 5: Product Approval

Upon receipt of the test reports from the laboratory, the product provider decides if it will submit the product to EMVCo for approval. Assuming so, the product provider shall complete a Request for Approval form and ask the laboratory to send the test reports and the card security evaluation report to EMVCo. EMVCo will grant a Letter of Approval (LOA) when a test report demonstrates sufficient product conformance. Applicable fees must be paid before the LOA is granted.

Obtain the CPA Request for Approval Form