Secure Remote Commerce Secure Remote Commerce (SRC) is a common approach that provides security and interoperability to deliver the safest card payment experience in a remote environment. It aims to enable the secure exchange of payment information through common interfaces between participating entities, which may include, for example, merchants and issuers.
Q: What is EMV® Secure Remote Commerce?
A: EMV® Secure Remote Commerce (SRC) is a common approach that provides security and interoperability to promote a safer card payment experience in a remote payment environment. EMVCo is defining a new technical framework and specification to enable the secure exchange of payment information through common interfaces between participating entities, which may include, for example, merchants and issuers. Establishing a common approach within remote payment environments such as e-commerce and card-not-present can ensure card data is protected and exchanged in a consistent and secure way. This work is being developed with input from industry participants and will be available to all parties on a royalty-free basis from the EMVCo website.
Q: What is EMVCo producing?
A: EMVCo has started an effort to develop a technical framework that describes responsibilities and interactions between SRC actors involved in a remote / card-not-present transaction. The EMV® Protocol and Core Functions Specification, which will follow the technical framework, will detail requirements and define the interactions between the SRC actors. The technical framework and specification will be available to the public.
Q: Why has EMVCo decided to launch a new specification?
A: The remote payment environment has evolved using proprietary solutions, with multiple participants and use cases. This has led to increased complexity associated with technology integration. EMVCo’s work in this area aims to improve remote transaction security by offering a global and interoperable technical framework and specification on which SRC systems can be built.
View all related FAQs (PDF)Draft Specifications and Bulletins are shared with EMVCo Associates and Subscribers, who provide feedback and submit Queries. They are also eligible to attend relevant meetings to discuss the Specifications.