Common Core Definition (CCD) Approval Process

CCD (Common Core Definition) approval is granted to a card product with an embedded payment application. The CCD approval process attests the compliance of the card application to the EMV CCD Specification. It also includes a security evaluation of the IC (integrated circuit) and the card on which the CCD-compliant application is installed.

Search approved CCD Products
The Approval Process

Downloads & signs registration form and business review form to receive a contract and registration number (Product Provider & IC Provider).


Selects a laboratory & declares the product. Completes a conformance statement. Also selects a security laboratory.


Tests the product and submits a test report to the product provider (Laboratory and Security Laboratory).


Selects an EMVCo qualified auditor to perform an evaluation of the non CCD features (Conditional).


Evaluates the test reports and issues a 3-year Letter of Approval (LOA).

Process Summary

This summary describes the standard process for the approval of a new CCD product. Specific processes may apply for a product change, a derivative product submission, or a product renewal. These additional processes are described in the administrative process.

1 of 5 Step 1 Registration

The Integrated Circuit (IC) provider and the product provider shall:

  • fill out the Registration form
  • download and submit a Business Review form to EMVCo.Once EMVCo reviews and accepts the forms, the IC and product provider will receive a contract.

Once the contract is signed, EMVCo will assign both an IC provider registration number and a product provider registration number. Registration is a one-time process.

2 of 5 Step 2 Product Declaration

The product provider shall select a laboratory and execute bilateral, required agreements and contracts. The product provider shall complete an Implementation Conformance Statement (ICS) document in which it provides detailed information about the product and supported features. The laboratory will validate and submit the ICS to EMVCo for verification.

The product provider shall also select a laboratory to perform a Security Evaluation of the card product.

3 of 5 Step 3 Product Validation

Once EMVCo has accepted the ICS, CCD Level 1 and Level 2 testing will be performed. The test results are documented in test reports that the laboratory submits to the product provider.

The security evaluation of the card product is also performed, with results being sent to product provider.

4 of 5 Step 4 (Conditional): Audit the Owner Specification

If the CCD product also supports non-CCD features, the product provider shall select an EMVCo-qualified auditor, which will perform an evaluation to determine that (1) the mandatory CCD requirements are included in the owner specification, (2) the optional CCD requirements in the owner specification are compliant with EMV specifications, and (3) the non-CCD components of the owner specifications do not conflict with the CCD specifications. The auditor will also review the non-CCD level 2 test cases.

5 of 5 Step 5 Product Approval

Upon receipt of the test reports from the laboratory, the product provider decides if it will submit the product to EMVCo for approval. Assuming so, the product provider shall complete a Request for Approval form and ask the laboratory to send EMVCo both the test reports and the card security evaluation report. EMVCo will grant a Letter of Approval (LOA) when a test report demonstrates sufficient product conformance. Applicable fees must be paid before the LOA is granted.


Prior to starting the CCD approval process, the IC provider must request a Security Evaluation of the IC in order to obtain an IC Certificate Number (ICCN).

Chip and Platform Approval Process
Fee Structure

For each submission of a CCD product for approval (either for a new product, a renewal or update), specific fees shall be paid to EMVCo, as detailed in CTA Bulletin 26. Additional information on fees may be found in the CCD Administrative Process.

Note: EMVCo Accredited Laboratories will have a fee structure for laboratory testing services. EMVCo is not responsible for laboratory testing fees.

Obtain the CCD approval fees