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Products that are approved and/ or evaluated as meeting EMV Specifications

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What are EMV® Specifications?

EMV® Specifications are technical requirements for designing payment products to work seamlessly and securely everywhere.

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EMV® Contact Chip

EMV Contact Chip supports seamless and secure in-store payments and helps prevent card fraud.

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EMV® Contactless Chip

EMV Contactless Chip supports seamless and secure transactions made with contactless chip cards and NFC enabled mobile devices.

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EMV® Mobile

EMV Mobile supports the growing use of mobile devices for secure and convenient payments.

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EMV® Payment Tokenisation

EMV Payment Tokenisation replaces valuable card data with payment tokens to increase the security of mobile and e-commerce transactions.

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EMV® QR Codes

EMV QR Codes support consistent, efficient and convenient QR code payments.

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EMV® Secure Remote Commerce

EMV SRC simplifies e-commerce checkout to make the payment process quicker, easier and more secure.

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EMV® 3-D Secure

EMV 3DS allows seamless authentication of consumers to prevent card-not-present (CNP) fraud and increase the security of e-commerce payments.

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Arman Aygen Profile Picture

About Arman Aygen

Arman Aygen is EMVCo’s Director of Technology, balancing his time between key EMVCo technical priorities. He is responsible for oversight of the technical developments across EMVCo’s multiple working groups, as well as activities related to product approvals and evaluations.

Arman also represents EMVCo as part of the organisation’s engagement with other technical bodies, helping to ensure effective collaboration and industry alignment, which is integral to the evolution of EMVCo’s technical initiatives.

Arman brings proven expertise from across the payments industry, having held senior technology leadership positions across the U.S., Europe, and Asia. This includes roles at FIME and UL, where he was responsible for leading payments innovation and strategic relationship management with global payment brands.

Arman holds a Master of Science (MSc) in Communication Systems from EPFL (École Polytechnique Fédérale de Lausanne), an MSc in Multimedia Communication Systems from EURECOM, and a Bachelor of Science (BSc) in Micro Engineering from EPFL.

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EMV® Insights

Highlights from the Indonesia EMVCo Board of Advisor Meeting

Arman Aygen Profile Picture by Arman Aygen | 14 Nov 2022
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EMV® Insights

Highlights from the Austin EMVCo Technical Associates Meeting

Arman Aygen Profile Picture by Arman Aygen | 23 Dec 2022
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EMV® Insights

EMV® Technologies: 2023 Priorities

Arman Aygen Profile Picture by Arman Aygen | 27 Jan 2023
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