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EMVCo’s 2024 Annual Report reflects on a landmark year for the organisation and explores the key initiatives shaping seamless and secure payments in 2025 and beyond.

In 2023, the EMVCo community continued to advance EMV^® Technology as the foundation for seamless and secure payments worldwide. Learn more about these milestones and EMVCo’s key initiatives for 2024 in our Annual Report.

The 2022 EMVCo Annual Report recaps key 2022 milestones, and previews 2023 technical initiatives and plans.

EMV^® Chip technology makes seamless and secure contact and contactless payments with cards and mobile devices possible anywhere in the world.

EMVCo is the global technical body that facilitates the worldwide interoperability and acceptance of secure payment transactions by managing and evolving the EMV^® Specifications and related testing processes.

EMVCo is the global technical body that facilitates the worldwide interoperability and acceptance of secure payment transactions by managing and evolving the EMV^® Specifications and related testing processes.

This document provides an overview of EMVCo’s operating principles, including its governance, operations, and the role of EMV® Specifications in the wider payment community. Audiences reading this material will gain a better understanding of the relationship and distinctions between EMVCo and its members.

This paper shares an insight into the worldwide success and flexibility of the EMV^® Specifications