Enabling Seamless and Secure Payments Worldwide

EMVCo creates and manages EMV® Specifications and programmes that enable seamless and secure card-based payments for businesses and consumers worldwide.

The EMVCo Annual Report 2023 is now available. Learn more
We are EMVCo
EMVCo collaborates with the payments industry icon
EMVCo collaborates with the payments industry

Hundreds of banks, merchants, technology providers and other industry stakeholders contribute to the development of EMV Specifications and programmes.

To develop technical specifications and programmes icon
To develop technical specifications and programmes

Industry stakeholders use EMV Specifications to develop payment products and solutions they can trust to work seamlessly and securely worldwide.

That support the delivery of reliable and convenient payments globally icon
That support the delivery of reliable and convenient payments globally

Consumers and businesses benefit from EMV Specifications every day by being able to make trusted and reliable card-based payments wherever they are in the world.

Why EMV? image
Why EMV?

Millions of card-based payments are made and accepted daily. Whatever you are buying, wherever you are in the world, you expect your payment card to work. In-store, online or remote, the process needs to be familiar, convenient and reliable. EMVCo helps make this possible.

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EMV® Technologies

EMV Technologies are the suite of payment technologies that EMV Specifications and programmes support.

Industry stakeholders use EMV Specifications to design payment products and solutions they can trust to work seamlessly and securely everywhere. This is important to the delivery of safe and reliable payments that merchants, businesses and consumers expect globally.

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Get involved Interested in collaborating with EMVCo? Ways to participate

More than a hundred organisations – including merchants, issuers, acquirers, payment networks, financial institutions, manufacturers, technology providers and testing laboratories – contribute their knowledge and expertise to the development of EMV Specifications.