EMV 4.0

The EMV 4.0 Specifications consist of four books, available hereafter for view or download. The table below provides a brief description of the contents of each book.

For your convenience, a file is also available which contains all Specification Update Bulletins, Application Notes, General Bulletins and Amendments defining the changes between releases 4.0 and 4.1 of the Specifications.


Publication DateVersionDescription Download
December 2005 CPA Disposition of Comments Sign Up Subscribers Only
June 2004N.A.Change documents related to release 4.0 of the specifications Sign Up Subscribers Only
December 20004.0Book 1 - Application independent ICC to Terminal Interface requirements Sign Up Subscribers Only
December 20004.0Book 2 - Security and Key Management Sign Up Subscribers Only
December 20004.0Book 3 - Application Specification Sign Up Subscribers Only
December 20004.0Book 4 - Cardholder, Attendant, and Acquirer Interface Requirements Sign Up Subscribers Only
December 2000 Analysis of EMV2000 changes for backwards compatibility Sign Up Subscribers Only
August 2000 Disposition of comments Sign Up Subscribers Only
March 19991.0Principles and Policies for Scheduled and Unscheduled Payment System Public key Revocation Sign Up Subscribers Only
March 19991.0Terminal Payment System Public Key Management Requirements Sign Up Subscribers Only