Working Groups

Card and Terminal Working Group
  • Maintains and enhances the EMVCo specifications for contact chip (including EMV and the Common Core Definitions Specification, the Common Payment Application Specification and the Card Personalisation Specification)
  • Defines the minimal functional requirements for credit/debit application interoperability
  • Responds to specification-related queries received via the Web site communication facility
  • Publishes ongoing bulletins, errata and application notes when required
Security Working Group
  • Supports and maintains elements of the specifications related to security
  • Conducts an annual risk assessment regarding the strength of cryptographic algorithms
  • Responds to security-related queries received via the Web site comment facility
Terminal Approval Working Group
  • Manage, maintain, develop and enhance, as needed, the type approval testing requirements and process definitions, test cases and lab accreditations
  • The processes, procedures, and policies result in the issuance of a letter of approval which is recognized by the payment systems
Interoperability Working Group
  • Manages and tracks interoperability issues and resolutions
  • Reviews and reports on global issues
Card Approval Working Group
  • Address the development of card type approval testing processes for the electromechanical aspects of the card interface and functional testing of the data elements of the card, as defined by Common Core Definitions (CCD) and Common Payment Application (CPA)
Security Evaluation Working Group
  • Defines and develops the EMVCo chip hardware and software security evaluation and approval process
Contactless Working Group
  • Maintains and enhances the EMV Contactless Communication Protocol specification
  • Defines and develops the EMV Contactless Specifications for Payment Systems - Entry Point Specification
  • Conducts annual reviews to determine the need and appropriate timing for development of a common contactless application
Mobile Payments Working Group
  • Identifies and develops the necessary requirements, specifications and processes that will enable the availability of a consistent mobile contactless proximity payment platform and infrastructure
  • Liaises and coordinates/collaborates with related standards organizations in the development of mobile contactless proximity payment standards to avoid overlap redundancies
  • Represents EMVCo's mobile contactless proximity payment role, scope and objectives in the context of industry standards development to the payments and mobile industries